With my 1% listing fee, you'll save thousands when selling, giving you financial freedom to invest in your next home. It's a smarter more cost effective way to buy and sell on the Gulf Coast.
Save more buying or selling with my 1% listing fee
ready to sell and buy a home in Pensacola?
You’re never left guessing. I blind-carbon-copy you on all email communications so you always know what’s being said and how I’m advocating for you.
100% transparency
My guidance is based on real experience — not theory. I use what I’ve learned in 90+ transactions to protect you every step of the way.
genuine guidance
Whether you’re local or buying remotely, I customize your Pensacola home search around you're needs.
a tailored home-buying process
From spotting issues early to guiding you through inspections and negotiation, I make sure your dream home is the right home.
an eye for detail
Helping you find your dream home...
here's what i bring to the table
The market has shifted — and that actually puts buyers in a better position. I’m seeing more inventory, more choices, and sellers who are increasingly open to concessions, repairs, and closing cost help. With the right strategy, you can take advantage of this window. I help you spot value, negotiate smarter, and save money while guiding you through every step of buying in Pensacola’s changing market.
guiding you through the purchase of your new home
The Home Buying Process
We start with a quick conversation about your goals, timeline, and what you’re looking for in a home. It’s simple, relaxed, and helps me tailor the entire buying experience to you. Sometimes, buyer's are unclear about what they want it's my job to bring clarity.
Let's Get to Know
Each Other
step one
Before you start house hunting, it's smart to be properly prepared financially. That means getting pre-approved for a mortgage and settling on a budget that work best for you. I can introduce you to a trusted mortgage broker to help prepare you for your purchase.
Financial Preparation
step two
Whether in person or remote, I set aside dedicated time to tour homes, send curated listings, and help you spot the right fit fast. If you want to see something quickly, I will make all efforts to getting you a look inside before losing to another buyer.
Start Your Home Search
step three
When you find the one, I help you craft a smart, strategic offer that saves you money. I look for negotiation points and protections other agents often miss — from seller credits to repair leverage — so you get the best price, the best terms, and the strongest value in the Pensacola market.
Make a Competitive Offer
step four
We schedule inspections, review results together, and negotiate repairs or concessions so you feel protected and informed.
Inspections & Due Diligence
step five
I coordinate with your lender, monitor deadlines, and help navigate any appraisal questions or contract details.
Appraisal & Loan Finalization
step six
After your final walk through, it's closing day!
You sign the final paperwork, get your keys, and celebrate — I’ll handle the details so the process stays smooth and stress-free.
Congrats! You've Bought a Home!
step seven
- Candace Muscgrove // home buyer
"Miriam's knowledge and expertise was extremely valuable.
- melinda barret// home seller
"You're like a dog with a bone, I really appreciate everything you did!"
-Leonard hood // realtor
"Peer review, my transaction with Miriam was by far one of the most satisfying ones to date.!
frequently asked q's
Because life changes. If you need more space, want a better location, or are ready for a lifestyle upgrade, the right move can outweigh the rate you’re leaving behind — especially with more choices and negotiable prices in today’s market.
Why would I move if I have a low interest rate?
That’s common - I can time both so you sell smoothly and buy without pressure, using options like contingencies or lease-backs to keep everything seamless. The beauty is you'll save thousands to put towards your next move. Listing at 1% is a smart move.
What if I have to sell my home in order to buy a new one?
If something comes up on the inspection, don’t panic. Almost every home has a list of small fixes. I guide you through what’s truly important, what’s negotiable, and how to keep the deal moving without giving up more than you need to. My job is to protect your equity while keeping the buyer confident and committed.
What if the inspector finds issues at inspection?
I can, but most sellers now require a pre-approval before showings. Getting it done first means we know exactly what to look at, move faster, and avoid falling in love with a home you can’t pursue yet.
Will you show me homes without being pre-approved?
Yes! Many homes are aspirationally priced and often adjust over time. I’ll help you watch them so you don’t miss opportunities when prices shift into your range.
Can I look at homes above my pre-approved amount?
No- and here’s why: using one dedicated agent protects you. It keeps your search organized, avoids contract conflicts, and ensures you get priority attention, faster showings, and stronger negotiation. When I’m your only agent, I can fully advocate for you.
Can I use multiple real estate agents for my home search?
We use data and strategy. I compare recent sales, current competition, and seller motivation so you never overpay. In today’s market, reducing your interest rate has a bigger impact on your monthly payment than a small discount on the purchase price, so negotiating a rate buy down is our first priority.
How can you make sure we don't pay too much?
How to contact the Courthouse to receive any tax deductions on their county property taxes
Local shops, restaurants, pediatricians, etc.
Accountant contacts for questions in regards to tax write offs & such
Contacts for Plumbers, Electricians, Septic Professionals, Contractors & More
Title company recommendations
Quality builders for new construction homes
Inspector & Insurance Agent Referrals
Mortgage Lender referrals most suitable to your overall real estate goals
I want to give you as much knowledge as I can and that means giving you access to the best resources our community has to offer.
Community Resources
the best our community has to offer
(850) 999-3598
patty@lendinghouse.net
A local lender who can close quickly is critical. Patty is based in Gulf Breeze, FL, and proudly serves the communities of Gulf Breeze, Pensacola, Navarre, Milton, Pace, Tiger Point, and all of Florida including Tallahassee. As an experienced and caring loan officer, she is equipped to handle all of your home financing needs.
Lending House
Patty Pruett
850-361-2289
faz@pensacolatitle.com
We are a full service title company specializing in residential and commercial real estate closings, mortgage refinancing, as well as 1031 exchanges.
Pensacola Title
Faz Moulton
This Guide covers every aspect of buying a home including the NAR settlement and what that means for you as a buyer!
